Automated insights derived from current holdings
Debt-to-asset ratio
33.6%
Healthy households generally stay under 35%
Liquidity score
28.4%
Share of assets that can be converted to cash quickly
Insurance-to-net-worth
125%
Cover relative to what dependents would need to replace
Low risk · score 78/100
Weakest signal: Debt-to-asset ratio at 44/100
Debt-to-asset ratio
33.6% of assets are leveraged
Liquidity buffer
~64.1 months of spend in liquid assets
Insurance adequacy
₹317.28L cover vs ₹380.88L target
Diversification
Top category is Real estate at 46.9%
Concentration risk
Real estate is 46.9% of assets
High-cost debt
₹1.50L on credit cards